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Abstract of Title
An abstract of title is the history of title to a particular parcel of real estate condensed from recorded instruments found at the County Recorder’s office. An abstract of title is a summary of all conveyances and encumbrances affecting the property. Certification by the abstractor states the information is complete and accurate. This information is needed for the preparation of a policy of title insurance for the parcel of land.
- Abstracts of Title
- Registered Property Abstracts (RPA)
- Stub Abstracts
- 40 Year Tract Searches
- Owners and Encumbrance Reports
- Property Tax Information
- Judgment Lien Searches
- State and Federal Tax Lien Searches
The business of title insurance is protecting ownership of your home; most likely, the largest financial transaction you’ll ever make. Purchasing a one-time premium, you are protected against legal problems over property rights that could be a large financial loss or the forfeiture of your home. Coverage extends for the entire time you or your heirs own this property.
How Title Insurance Works
As property changes hands, mistakes and irregularities can place your ownership in dispute. The seller may have avoided disclosure of using the property as collateral for an unpaid loan, fraudulently claimed to be the sole owner, or failed to pay real estate taxes.
A simple mistake in the recording of legal documents, improper execution of legal instruments or the reappearance of undisclosed or missing heirs can result in the loss of your home.
We diligently search public records for documents associated with the property and provide you with an expert, interpretive view of the impact of all recorded matters on the property’s title.
Your entire real estate investment depends upon receiving clear title to your property. If ownership of your property is ever challenged, we will defend your possession of the property and assume the legal costs of that defense for as long as you and your heirs own the property.
Why do I need Title Insurance?
Because a property more than likely has had several owners, Title Insurance protects you from claims and title faults from previous owners that could be held against you.
How do I obtain Title Insurance?
Abstract Service Company will conduct a full assessment of your new property and help you to protect your investment with Title Insurance. Contact us for more information.